Just take fee of Citibank personal loans to your finances & get funds quickly and conveniently. Reap the benefits of minimal documents and loan that is speedy & take full advantage of our fast and simple unsecured loans. All things considered, if you can’t have it when you need it whether it is a wedding you wish to finance, or pay an emergency medical bill, what is the value of a personal loan. Avail an individual loan with appealing interest levels, versatile tenures and EMIs to enable you to fulfil your requirements without compromising your cost savings and present spending plan.
Avail a Citibank loan that is personal and enjoy unmatched advantages such as for instance
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1 corporates —
- Avail unsecured loan quantity as much as Rs. 30,00,000*
- Loan funds credited to your money in 48 hours^
- Get the loan that is personal eligibility simply 4 hours
- Fixed rate of interest for predictable monthly obligations
- Component pre-payment option available ##
- Balance consolidation for your bank card and unsecured loan outstanding #
Benefits
Click to grow as well as on to attenuate the main points.
Up to Rs. 30,00,000* for the needs
You need to use the funds to cover medical costs, to renovate your house, journey, finance a marriage into the family members, supercede your home entertainment system, or other things that you have constantly desired to do but had been held right back by not enough funds. It is your preference. With loan amounts as much as Rs. 30,00,000 and fixed monthly obligations, there is plenty you are able to do by having a Citibank unsecured loan.
*Please keep in mind that exceptions into the usage of Citibank personal bank loan include antisocial, illegal, or speculative tasks, and get of silver in almost any type, including silver bullions, gold coins, gold precious jewelry, gold trade traded funds, or gold mutual funds. After that, you may be liberated to utilize the funds for whatever you desire to.
Get the funds in only 48 hours^
Your Citibank unsecured loan funds can be accessible to you personally within 48 hours (or 2 trading days) as soon as you distribute the documentation that is necessary by us.
Before we can complete your application ^Although we try and expedite the loan disbursement process and are successful in majority of the cases, there may be occasions when we require further information.
Versatile payment choices including 12-60 months
It is possible to decide to pay big EMIs and close your loan faster or choose to pay smaller EMIs and close the loan over a longer time of time. This flexibility can be used by you of preference to calculate an EMI quantity that actually works most useful in your month-to-month spending plan.
Fixed interest for greater control of monthly obligations
Citibank personal bank loan is sold with a rate that is fixed of which means that your EMIs will continue to be exactly the same through the whole tenure of the loan. This is certainly, regardless of the quantity you borrow or enough time you decide to repay it, you will have no shocks at the start of the thirty days – very first EMI to your final EMI, the total amount you spend will stay the exact same throughout.
Just how to simply simply take that loan without taxing your month-to-month spending plan?
Your regular unsecured loan EMI re payments should ideally perhaps perhaps not stress your monthly spending plan or limit your life style alternatives. Utilize our unsecured loan EMI Calculator to get away an EMI quantity you can easily spend with simplicity. Take to tenures that are different loan quantities to learn the countless choices you’re able to select from. Refer the chart below when it comes to interest levels that could connect with you.
Make a choice that is informed the Citibank unsecured loan EMI Calculator
Get funds that are additional almost no time
You get access to additional funds from Citibank if you are a current Citibank Personal Loan customer, discover how easily. Click on here. On receiving your intent for additional funds, our representatives will phone you straight away with all the current support you’ll need in understanding and obtaining the money that is extra require.
Minimal paperwork for Citibank Clients
Us an online application or talking to CitiPhone officer if you are Citibank Suvidha customer, getting a Citibank Personal Loan is as easy as logging in to your Citibank Online account and sending. Take pleasure in the privileges of easy personal bank loan paperwork and quick track application processing. Apply now and learn more.
Complete and part-prepayment options
For loans booked on or after October 1, 2015, you are able to shut your loan account in full; you could do therefore any moment following the very first 12 months as your loan scheduling. For loans scheduled ahead of October 1, 2015, you can easily shut your loan account in complete any moment following the very first 6 months of one’s loan booking.
Partial pre-payments could be made post the initial one year of the loan scheduling. To produce prepayments in complete or part, you ought to phone our 24×7 CitiPhone helpline.
Keep in mind that pre-payments attract charges that are certain and generally http://paydayloanscalifornia.org are directed by relevant conditions and terms. To learn more, please refer the FAQs area.
Balance consol You usually takes benefit of the very tenure that is flexible appealing rates of interest available on Citibank personal bank loan to streamline and better handle your bank card and personal bank loan outstanding. Transfer them to just one Citibank personal bank loan account and handle your month-to-month cash flow better. To understand more and use, just click here. Our representatives would be in touch you avail the benefits of a Citibank Personal Loan with you immediately to help.
Just how do we pay the Loan Booking Fee?
The mortgage Booking Fee is going to be deducted through the loan amount sanctioned during the right period of disbursal. As an example, a Rs. 1,00,000 loan having a thought optimum of 2.75% Booking Fee will end up a loan that is available of Rs. 97,500.
Who are able to make an application for a Citibank personal bank loan?
Citibank unsecured loan is designed for salaried people, self-employed professional and business people. Current Citibank clients having a Suvidha, Branch or a home loan relationship can avail of Citibank personal bank loan.
Repayments
The length of time may I decide to try repay the mortgage?
You are able to repay your loan during a period of 12 to 60 months.
The time scale of the time you are taking the loan over will influence the dimensions of your repayments, therefore you should repay your loan over a longer term if you want smaller repayments. Keep in mind, the longer you are taking to settle your loan, the more interest you will overall be charged.
Can I pre-pay my Unsecured Loan?
Yes. You are able to pre-pay your own personal Loan. You’ve got two choices to make a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing the full Pre-payment by settling the entire loan outstanding in one single payment that is single. It is a Partial Pre-payment if you opt to make partial prepayment of your outstanding amount. To create prepayments in complete or component, you will need to call our 24×7 CitiPhone helpline.
Comprehensive Pre-payment of Citibank Unsecured Loan
For loans scheduled on or after October 1, 2015, it is possible to shut your loan account in complete; can be done therefore any moment following the very first a year as your loan scheduling. For loans booked just before 1, 2015, you can close your loan account in full any time after the first six months of your loan booking october.
Partial pre-payments may be made post the initial one year of one’s loan scheduling. To produce re payments in complete, you will need to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Unsecured Loan
You could prepay part of the balance that is outstanding of loan at the mercy of the next conditions:
- You’ve got compensated your loan EMIs for at the least 12 months that are consecutive your loan scheduling date.
- Your prepayment quantity is the same as no less than 2 EMIs and at the most 5 EMIs.
To produce part pre-payment, you ought to phone our 24×7 CitiPhone helpline. When you inform the financial institution of the intention to prepay, the financial institution will consider carefully your demand and verify the last amount you are eligible to prepay. After making the pre-payment, you are going to need to carry on repaying the subsequent EMIs as per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired as soon as in 12 months.
When do i need to pay Late Payment Charges?
The deadline for the payment of EMIs will be 7th each and every thirty days, after the thirty days of Loan disbursement. Re Payment directions will be presented from first each and every month. We but dont fee any late repayment costs just in case the re re payment is delayed.
