1. Where is AgAmerica located and where do you realy make loans?
AgAmerica has two headquarters based in Lakeland, Florida and Boise, Idaho. We have been a brand that is national can provide throughout the usa.
2. What’s the way that is best to make contact with AgAmerica to fairly share my monetary objectives?
We’d like to speak, chat, e-mail, or talk with you face to face – whichever form visit the website here is most comfortable for your needs. You’ll give us a call Monday-Friday 8am-5pm EST or content us at info@agamerica.com.
3. Can AgAmerica make use of foreign nationals on loan packages?
Unfortunately maybe maybe not at the moment. AgAmerica solutions the usa and us residents or permanent aliens that are resident.
Agricultural Loans and Farm Financing Products. 1. The length of time are your terms for financing land?
AgAmerica’s spectrum that is unique of loan items have actually terms (lengths) which range from 1. 5 years to three decades. Although the terms that are specific by product, it’s possible to have self- confidence that each and every loan package is custom-built with your client’s monetary objectives in your mind. Numerous facets influence the regards to your loan that is potential package first off are your motivations and priorities. Our borrowers typically be eligible for several of our financing programs, plus the items they choose are finally their choices.
2. Can I get that loan making use of my land as security?
Absolutely. Quite often, your many valuable asset is ab muscles land your procedure sits in. Whether or not it’s been within the family members for generations or the beginning of the legacy your entire very own, land are at the heart of every thing this means to be always a farmer, rancher, or timberland owner. In addition it represents a prime bit of security whenever you make an application for an agricultural land loan. To clean up on the best way to make use of your home as security whenever you make an application for a land loan, just click here.
If you’re currently an ag land owner, using the equity you have in your land produces a chance to refinance short-term and intermediate financial obligation (like equipment financial obligation). Each year in some cases, we’ve been able to lower our clients’ monthly interest payments by over 50%, saving them thousands.
3. Does AgAmerica provide loans for hunting land?
We yes do. Whether you’re a hunter, hiker, angler, bird watcher, or conservationist, AgAmerica can fund your recreational land purchase with personalized eighteen months to 30-year terms in order to enjoy your searching home now, as well as for a long time. Find out more about our Recreational Land Loan system and review its parameters.
4. Are AgAmerica land loans for farmers just?
No. AgAmerica’s land loans are for anybody looking to purchase or refinance 25 or even more acres of agricultural-zoned land. AgAmerica can fund agricultural farm and ranch properties, citrus grove conversions, rural home estates, leisure land, as well as natural land parcels. Our land loans makes it possible to lessen your yearly payments, expand your procedure, purchase more land, or get over a year that is previous. Find out about just exactly how we’ve changed the means today’s ag land owners finance their hopes and dreams.
5. How can I begin financing land?
We think it’s great whenever our clients result in the first call. You can contact us one of two ways when you’re ready to take that first step in applying for a land loan:
- Give us a call Monday-Friday, 8am-5pm EST at 1.855.898.2265
- Fill in our simple loan demand type right right here.
Our land loan specialists will walk you through the process and talk about your economic goals and needs that are lending. Download & complete our Initial Land Loan Inquiry form – we’ll review it throughout the consultation call that is initial.
6. What type of loans can be found to purchase land?
We realize that there’s no “one-size-fits-all” approach with regards to secure financing. That’s why we custom-designed build land loan packages that will help you reach finally your goals that are financial. These packages include 10-year interest-only personal lines of credit, 30-year term loans, and also bridge loans. Explore each of our land loan choices.
Land Loan needs and Lending Process. 1. What’s the most useful AgAmerica system for me personally?
You are able to depend on a consultation that is thorough our loan officers that will evaluate your specific financial objectives and build you a custom loan package to satisfy your requirements. We never just take a one-size-fits all approach. Plus there’s no expense for a preliminary underwriting assessment that is in-house.
2. Can AgAmerica assist me personally through the documents procedure?
Definitely we are able to. Our product sales and underwriting groups are prepared to help and may work alongside your CPA or adviser that is financial assist this technique.
3. Are AgAmerica land loans for farmers just?
No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or even more acres of agricultural-zoned land. AgAmerica can fund agricultural farm and ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans makes it possible to lessen your annual payments, expand your operation, purchase more land, or get over a year that is previous. Find out more about exactly how we’ve changed the real method today’s ag land owners finance their hopes and dreams.
4. Are AgAmerica land loans for farmers only?
No. AgAmerica’s land loans are for anybody thinking about purchasing or refinance 25 or maybe more acres of agricultural-zoned land. AgAmerica can fund farm that is agricultural ranch properties, citrus grove conversions, rural house estates, leisure land, as well as natural land parcels. Our land loans will allow you to lessen your annual re payments, expand your procedure, purchase more land, or get over a year that is previous. Find out about just exactly how we’ve changed the real means today’s ag land owners finance their dreams.
5. Would you have credit score requirement that is minimum?
Yes, AgAmerica’s minimum credit score is 680, however exceptions might be made for a case-by-case foundation. Provide us with a we’ll and call talk you through our loan system parameters.
6. Does AgAmerica provide 100% funding?
No, just like other loan providers AgAmerica will not provide 100% funding. On a first mortgage, we provide as much as 75per cent on the basis of the worth of the security property.
7. Just how do I be eligible for a farm loan?
You will find four skills you have to fulfill to be eligible for a land loan with AgAmerica.
After being verified as that loan candidate, you’re ready to schedule an appointment with your land loan experts. See our Loan Eligibility Verification web web page to begin with.
Make an ACH Payment for a Farm Loan. 1. Just how do I enlist therefore I don’t need certainly to keep re-entering my bank information for future payments?
After publishing your payment after the actions for “Make a One-Time Payment being a Guest”, the verification page will record three choices. You can easily enlist With your information that is current to Residence, or Logout. Click “Enroll With Your present Information” to continue with enrolling and producing a login.
2. I did not get the Activation email once I enrolled.
Please look at your “spam” or “junk” mail. In the event that email nevertheless can’t be positioned, we will give you another activation e-mail. Please contact servicing by phone or email for help.
3. We enrolled when I made my payment, but i’m maybe not in a position to sign in.
Check your email after your very first repayment and then click regarding the “Activate your Account” link. You shall have to trigger your bank Account so that you can sign in.
4. The “Activate your bank Account” link not any longer works in my own e-mail.
The web link has expired. Please contact AgAmerica Servicing by e-mail or phone and we will deliver you a brand new activation e-mail.
5. I will be locked away from my Login account.
Please contact AgAmerica Servicing by phone or email.
6. How do you put up Auto-Pay?
Once you enroll as a person, you will have the option to create Auto-Pay. The Auto-Pay choice is on the website into the line from the right-hand region of the display. The Auto-Pay option shall never be noticeable unless you have actually developed a free account and logged back.
9. Exactly What do i actually do if we forgot my password?
Make use of the “Forgot your Login ID? ” link regarding the Login webpage and you also will be emailed these details. You might additionally email Servicing@AgAmerica.com or phone
10. I make the payment for each loan if I have more than one loan number how do?
It really is chosen for a sign in and Password become established for every single loan quantity. But, you may combine each loan re payment under one sign in however a remark must certanly be built in the Payment guidelines package on how the funds must certanly be distributed to each loan quantity.
